Monday, April 7, 2014

AN IDEA CAN CHANGE YOUR LIFE


“There is nothing so powerful as an idea whose time has come.”

                                                                                               - Victor Hugo

ideas has the power to initiate a paradigm shift, that is, a significant change from one view to another. Without further ado, here they are…

1. You Are Free to Choose 

One of the most powerful realizations that you can have is you, through your choices, determine the direction of your life. Nature (genes) and nurture (upbringing, environment) will have a very powerful influence, but they do not determine your destiny. Your destiny is self-determined through your choices. 

Further to this, you have the freedom to choose how you respond to whatever happens to you. Stephen R. Covey talks about a space that exists between stimulus and response. It is in this space that your freedom to choose exists. This space will vary in size depending on the occurrence, your biological makeup or your upbringing, but it always exists. That is, you always have a freedom to choose your response.

2. Think for Yourself and Question Authority

Many people blindly accept what they are told by those in positions of authority (political, religious and educational). You should always use your own brain and reason to determine whether or not something is true. I don’t think I can explain this point any better than Timothy Leary does here:

Throughout human history, as our species has faced the frightening, terrorizing fact that we do not know who we are, or where we are going in this ocean of chaos, it has been the authorities, the political, the religious, the educational authorities who attempted to comfort us by giving us order, rules, regulations, informing, forming in our minds their view of reality. To think for yourself you must question authority and learn how to put yourself in a state of vulnerable, open-mindedness; chaotic, confused, vulnerability to inform yourself.

3. You Could Die Tomorrow

Many people have dreams and desires that they put off until some unspecified future date. Examples include getting fit, having kids, changing occupation or traveling the world.

The big question is: what would you do if you had only 1 day, 1 week, or 1 year to live? It is more than likely that whatever it is, you are not doing it or are not doing as much of it as you would like. Remember that life is short, so why not live your best life today.

 4. One Person Can Make a Difference

One person who is truly passionate about his or her mission can make a difference in the world. When we look at successful people who have changed the world – Nelson Mandela, Mahatma Gandhi, Richard Branson, Bono, Steve Jobs – we often forget that once upon a time they were unknowns with little more than a dream.


You don’t need to become world famous though to make a difference. As Stephen R. Covey puts it, become a trim-tab. A trim-tab on a boat or plane is the small rudder that turns the big rudder that turns the entire ship. People who are trim-tabs act in such a way that their entire organisation is positively affected by their actions.

5. Life Is A Miracle

Take a moment to close your eyes and take a big, deep breath. Now consider everything that just happened. You used your eyes to read a series of words on your computer screen. Your brain interpreted these words so that they meant something to you and you sent a signal to your body to close your eyes and take a deep breath. The human body, and life in general, is an amazing thing that so often we take for granted. Take a moment each day to appreciate the miracle that is life.

This idea is summed up this quote from Albert Einstein:
                                            There are only two ways to live your life. One is as though nothing is a miracle. The other is as if everything is.

6. The Poor Work for Money, The Rich Have Money Work For Them 

Most people have the mindset that to get richer, they need to work harder. This is wrong! Sure, working harder will increase your income, but taxes and expenses usually increase at the same time to eat away the benefits. To get rich, learn to have money work for you. 

What do I mean by this? Well it’s not always necessary to trade your time for money. Instead you can accumulate assets such as investment properties or stocks that will pay you an income whilst often increasing in value. Even better, you can create a system that has the potential to earn you money 24/7. Examples of such systems include starting a business, building a website or creating a piece of art that can earn you royalties.

7. The Power of Belief

There is no more powerful directing force in your life than your beliefs. All too often we limit ourselves by not believing in our ability to succeed. How often have you looked at an outcome – for example being fit, being rich, having lots of friends, or being a successful blogger – and decided, whether consciously or unconsciously, that is it too hard or that it will never happen. 

Rather than being limited by your beliefs, you should be empowered by them. What sets the people apart who get to world class is that they have a dream and they believe in themselves. They may not have achieved their desired outcome yet, but they can already envision themselves there, and this is what drives them on.

Friday, October 11, 2013

Whenever somebody on tv strikes that from today repo rate will be this much increses or decreases i wonder what is this terms....& why this is so important.....so here is the ANS.......

SOMETIMES I AM  CONFUSED ABOUT SOME BANKING TERMS LIKE ...........

Repo Rate, Reverse Repo Rate, CRR Rate, SLR Rate & Bank Rate 

So here is some interesting facts about it.....

1. What is a Repo Rate ??????

A : Repo rate is the rate at which our banks borrow rupees from RBI. Whenever the banks have any shortage of funds they can borrow it from RBI. A reduction in the repo rate will help banks
to get money at a cheaper rate. When the repo rate increases, borrowing from RBI becomes more expensive.

2. What is Reverse Repo Rate ???????

A: This is exact opposite of Repo rate. Reverse Repo rate is the rate at which Reserve Bank of India (RBI) borrows money from banks. RBI uses this tool when it feels there is too much
money floating in the banking system. Banks are always happy to lend money to RBI since their money is in safe hands with a good interest. An increase in Reverse repo rate can cause the
banks to transfer more funds to RBI due to this attractive interest rates.

 

 


3. What is CRR Rate ???????

A: Cash reserve Ratio (CRR) is the amount of funds that the banks have to keep with RBI. If RBI decides to increase the percent of this, the available amount with the banks comes down.
RBI is using this method (increase of CRR rate), to drain out the excessive money from the
banks.

 

4. What is SLR Rate????????

A: SLR (Statutory Liquidity Ratio) is the amount a commercial bank needs to maintain in the form of cash, or gold or govt. approved securities (Bonds) before providing credit to its
customers. SLR rate is determined and maintained by the RBI (Reserve Bank of India) in order to control the expansion of bank credit. SLR is determined as the percentage of total demand
and percentage of time liabilities. Time Liabilities are the liabilities a commercial bank liable to pay to the customers on their anytime demand. SLR is used to control inflation and propel
growth. Through SLR rate tuning the money supply in the system can be controlled efficiently.

 

5. What is Bank Rate??????

A: Bank rate, also referred to as the discount rate, is the rate of interest which a central bank charges on the loans and advances that it extends to commercial banks and other financial
intermediaries. Changes in the bank rate are often used by central banks to control the money
supply.

 

 

 

 

 



 
 

 

Thursday, August 22, 2013

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Sunday, August 18, 2013

Winners: National Geographic Traveler 2013 Photo Contest

Winners: National Geographic Traveler 2013 Photo Contest

1.First Place: Dig me river

I was in Manaus, Amazonas, during the Brazilian Aquathlon (swimming and running) championship. I photographed it from the water and my lens got completely wet, but there was so much energy in these boys that I just didn't worry about that.(Photo and caption by Wagner Araujo/National Geographic Traveler Photo Contest)

2.Second Place: Thunderstorm at False Kiva

I hiked out to these ruins at night hoping to photograph them with the Milky Way, but instead a thunderstorm rolled through, creating this dramatic image. (Photo and caption by Max Seigal/National Geographic Traveler Photo Contest)

3.Third Place: Say cheese

Cheetahs jumped on the vehicle of tourists in Masai Mara national park, Kenya. (Photo and caption by Yanai Bonneh/National Geographic Traveler Photo Contest) 

4.Merit: The TataHonda sect.

The photographer could get inside of an enclosed sect named Tatahonda in the Democratic Republic of the Congo. The ladies are preparing for their religious ceremony.(Photo and caption by Gergely Lantai-Csont/National Geographic Traveler Photo Contest)

5.Merit: sakura

Cherry blossom is called Sakura in Japanese.Cherry blossom is Japanese symbolic flower.There are various kinds in a cherry tree and an especially old cherry tree has many kinds called Edo-Higan. The trees of the cherry tree exceeding hundreds of years are located in a line with a nebula this temple, and if spring comes every year,can looks at a powerful spectacle can do it. This photograph focused on Edo-Higan and photographed Beni-Sidare which is back together. (Photo and caption by Hideyuki Katagiri/National Geographic Traveler Photo Contest)

6.Merit: Children of Reindeer

Mikael Ánde, a child of Sámi reindeer herders, takes a break indoors after a long, cold day of rounding up the animals for vaccinations and slaughter. Children of reindeer herders learn to handle these animals and the land they thrive in from infancy - young Mikael here knew far more about the ways of nature than I could ever hope to learn. (Photo and caption by Michelle Schantz/National Geographic Traveler Photo Contest)

7.Merit: Piano play at sunset

Streets of Queenstown, New Zealand at the end of one more day filled with adrenaline. Calming and doleful scene with piano sound in the background. (Photo and caption by Nikola Smernic/National Geographic Traveler Photo Contest)

8.Merit: Portrait of an Eastern Screech Owl

Masters of disguise. The Eastern Screech Owl is seen here doing what they do best. You better have a sharp eye to spot these little birds of prey. (Photo and caption by Graham McGeorge/National Geographic Traveler Photo Contest)

9.Merit: Guanjiang Shou

Guanjiang Shou troupes are one of Taiwan most popular activities that may be seen all over Taiwan at traditional folk religion gatherings. With their fiercely painted faces, protruding fangs and powerful, choreographed performances, they are easily recognized, They may be described as underworld police or gods' bodyguards. (Photo and caption by Chan Kwok Hung/National Geographic Traveler Photo Contest)

10.Merit: Lady in Water

A lady collects water in the river by a village in Bagan, Myanmar, 2013.(Photo and caption by Marcelo Salvador/National Geographic Traveler Photo Contest)

11.Viewers Choice: Another perspective of the day

The fisherman at Bira Beach. (Photo and caption by Dody Kusuma/National Geographic Traveler Photo Contest)

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